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Frequently Asked Questions

 Who is covered by this plan? Is it only for residents living in the U.S.? Am I covered if I travel within the U.S.?


Why should I purchase this coverage if medical care is provided under my existing health insurance plan?


Will I have medical expense benefits while I travel?


How far in advance should I apply for coverage?


Can I become a member once my trip begins?


Is the annual option available on a calendar year basis?


Are my spouse and children protected if they travel without me?


Can my "significant other" or my children over the age limit apply for coverage?


Do I have to call TAI if I am sick or injured before I can receive treatment?


What happens when I cannot call TAI immediately if I need hospitalization?


What does "medical coordination" mean?


What happens when I cannot get the care I need in another country?


If I arrange my own return trip without consulting TAI first, will my expenses be covered?


What are the limits of coverage on transportation?


If I am hospitalized, can my family visit me?


Is the family/friend visit benefit available in my home country?


How can I purchase coverage for myself or for my family?


How can I contact you for further questions on TAI's policy?

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